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BHIM App Error – Error fetching bank accounts – How To Solve

BHIM App Error Solution Guide – Solve Error Fetching Bank Account Bhim app ? or BHIM OTP Error quickly Through this guide here. I have received a handful of comments that you guys are facing Bhim app bank error and BHIM App device binding failed error. In this tutorial, I will be showing you exactly how can you get rid of Mobile Number Verification SMS Failed Problem in Bhim Pay Application.

BHIM APP Download For Android, iphone

List of All BHIM App Errors And How to Fix Them

In The Blog Post Will Provide Complete Information All You Need to Know About bhim android app errors. Its been reported that a number of errors has been occuring since the anouncement of the app and that maybe be because of its earky state. Scroll Down Below to Know the Guide How To Solve BHIM App OTP error – How to Send/ Transfer Money in Aadhar Payment Upi Application. These are the errors which we are going to solve today.

  • OTP error in Bhim App
  • Error Message in BHIM App.
  • Account does not exist error
  • Error Fetching Bank Account
  • Space error
  • Bhim app Play Store error
  • BHIM App Device Binding Failed Error
  • Transaction Declined error
  • Bhim App Not Working problem
  • Mobile Number Verification problem
  • SMS Failed
  • Android Version below 5.1 Problem
  • Dual Sim Error

Account does not exist error:

This error appears when you select your bank account. Its an internal error and the only thing you can do from your side is restart your phone, clear cache and wait. In order to clear the App’s cache follow these steps –

  • Go to Settings ► App
  • Select BHIM App
  • Tap on Clear Cache

If somehow this does not work, You may try re-installing BHIM app. The best way in my opinion is to wait and see this resolved from the back-end.

BHIM App OTP Error Solution

This is the most common one. This happens when you open the app and try to register/verify through OTP. It says BHIM App OTP error. Here is how to solve it. The reason for this is high load on the servers. We recommend you to use the app during late night hours or early morning hours to fix this issue.

  • Note that OTP message which is come to the mobile phone number and enter into the application.
  • The main cause of the OTP error is your SIM card balance because BHIM App requires Rs. 1.50 minimum balance in your SIM for OTP.
  • First Recharge your SIM with Rs. 10 & now again attempt OTP Process.
  • After the successful OTP transaction, you get a message “Last sms charges- 1.50”.

If this doesn’t work, try the wait and see method again. I have reports of a few people claiming that when nothing worked, this did well.

Error Fetching Bank Account Error Message in BHIM App  


  1.  exit the BHIM App and close it from multi tasking tab
  2. Perform the cache refres again as  I told you before
  3. Go to Settings ► App
  4. Select BHIM App
  5. Tap on Clear Cache

BHIM App Device Binding Failed Error Solution

  • Method-1: This problem occur in Dual SIM Phones so use the account registered sim on slot 1 then unInstall the app & again download the BHIM App to resolve device binding problem.
  • Method-2: Due to low storage on phone, so uninstall the unuseful app before installing this app.
  • Method-3: Uninstall the Phone Lock App or App lock App.


I Hope you liked How To Fix BHIM OTP error and Binding Failed Errors. If you did, then please do let me know what else would you like to read on this website next. Just comment down bellow and I will try create things of your interests.

Named after the architect of the Indian Constitution, Babasaheb Bhim Rao Ambedkar, the Bharat Interface for Money (BHIM) is a simplified payment platform designed to make Unified Payment Interface (UPI) and USSD payment modes simpler and usable across feature phones and smartphones.

Developed by National Payment Corporation of India (NPCI), BHIM is supported by host of banks, including State Bank of India, ICICI Bank, Axis Bank, HDFC Bank, Bank of India, Canara Bank, Kotak Mahindra Bank,

Oriental Bank of Commerce and Punjab National Bank, among others.

The app, which can be downloaded from Google Play Store, is currently available in Hindi and English, and support for more languages is expected soon.

The app is a rebranded version of UPI (Unified Payment Interface) and USSD (Unstructured Supplementary Service Data). BHIM has been developed by National Payments Corporation of India (NPCI) and is about 2MB in size.

 PM Modi said that BHIM will be the world’s biggest wonder. The app takes on the likes of Paytm, Mobikwik, Freecharge and other mobile payment apps which have become hugely popular since the government announced banning of Rs 500 and Rs 1000 notes on November 8. While launching the app, PM made payment to Khaadi. UPI needed all banks to become interoperable with the UPI technology (between February and June 2016), which is no mean task. NPCI took two extra months to ensure as many banks as possible were on board a compact system. If somebody has to initiate a transaction, there is an app passcode which is encrypted and known to the users. There is something called a UPI pin which is required to finish the transaction. Nikhil ensured the security aspect of using the BHIM app and said that the risk factor with BHIM is only one percent.

UPI is how apps like PhonePe — built in less than a year — help make the inter-banking experience as simple as email for customers. It is a living and breathing platform that enables immediate payments. And it was a wake-up call for banks to get their technology act together.

Bharat Interface for Money (or BHIM) is another of UPI’s progeny and applications. The buzz in the tech sphere is that it is the shape of things to come — read, technology and micro-lending. Though BHIM allows sending money to a mobile number, it requires the receiver to be registered with the UPI in order to accept payment. In turn, the long process of generating a UPI PIN by entering debit card details may discourage the poor and the illiterate.

“Through Aadhaar, any person — large service providers or independent ones such as plumbers or carpenters, irrespective of whether they are on BHIM or not — can get payments for their services directly into their bank accounts if it is linked to Aadhaar,” said Pandey. He added that almost two crore people are linking with accounts with Aadhaar every month and total figure for such accounts should go up to 50-60 crore — half the country —in the next two to three months.

Currently, there are five payment options on the BHIM app — namely mobile number, bank account or IFSC code, among others. Aadhaar number will be the sixth such option. “There are some teething troubles but we are working on strengthening security,” said Pandey.


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  1. I AM TRYING TO SEND MONEY THROUGH BHIM but it is giving error saying Something is not right. Technical error

    I have ICICI Bank account

    1. Please send me screenshot link and I will assist you !

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